Chargers vs Ravens Prediction, Odds, Best Bets - Nov 16, 2026

The winless Los Angeles Chargers visit the Baltimore Ravens on Monday night at M&T Bank Stadium, where the home team is trying to end a four-game losing streak without its starting quarterback. It is a meeting of two struggling teams, and Derrick Henry is the most reliable player in it.

The Matchup

Monday night at M&T Bank Stadium pairs the league's only winless team with a home team that has lost four straight. The Chargers are 0-8 and Baltimore is 4-5, and the Ravens play this game without Lamar Jackson, who is out on injured reserve with a thumb injury and is not due back until December 13.

That absence defines Baltimore's season and this game alike. The Ravens are not the team their name suggests right now. They are a run-first team trying to survive until their quarterback returns, playing an opponent that has not survived anything all season.

Derrick Henry is Baltimore's whole foundation. He has 175 carries for 689 yards and 8 touchdowns, and the Ravens run for 137.8 yards per game at 4.7 yards per carry. Zay Flowers gives the offense its one breakaway threat, with 43 catches for 614 yards and 3 touchdowns. Baltimore scores 21.0 points per game, a modest number, and its last three losses were ugly, a 33-10 loss to Jacksonville, a 36-10 loss to Buffalo, and a 35-13 loss to Cincinnati.

Nobody should pretend this is a good Ravens team at the moment. The honest point is narrower. Baltimore's run game is a real, functioning strength, and it is aimed at a defense allowing 27.4 points per game that has spent eight weeks failing to stop exactly this kind of patience.

The Chargers' problems start with the football itself. Los Angeles has given the ball away 19 times and scores 15.1 points per game against 21.0 for Baltimore, the weakest offense in this matchup. Justin Herbert is questionable to play with a finger injury on his throwing hand. He has thrown for 1,591 yards with 6 touchdowns and 11 interceptions, numbers that describe a season going wrong in real time.

Ladd McConkey is questionable with a back injury, and he leads the Chargers receivers with only 17 catches for 286 yards and 1 touchdown, which tells its own story about this passing game. Omarion Hampton has 102 carries for 369 yards and 3 touchdowns. Khalil Mack leads the defense with 3 sacks and Daiyan Henley has 51 tackles, but the Chargers allow 27.4 points per game and convert 34.2 percent of their third downs. Every phase leaks.

Baltimore's defense is not the unit of old either. The Ravens allow 26.2 points per game, cornerback Nate Wiggins is out with an illness, and safety Jaylinn Hawkins is out with a knee injury. Kyle Hamilton is questionable with a hip injury, and his availability matters to a secondary that is already thin. Roquan Smith has 74 tackles and Mike Green leads the pass rush with 3.5 sacks.

This game will likely be ugly, and the total of 38.5, the lowest on the slate, says the same. Ugly favors the team with the better run game, the home crowd, and the opponent that keeps handing the ball back. On Monday night, that team is Baltimore, as long as Henry gets his carries and the Ravens do not beat themselves.

Key Factors

Derrick Henry's workload is the center of this game. Baltimore runs for 137.8 yards per game, and the Chargers have spent eight weeks proving they cannot hold up against offenses that stay patient. Henry's 8 touchdowns show how Baltimore finishes drives, and a Chargers offense that goes three and out at its usual rate will keep sending its defense back out to face him.

By the fourth quarter, that is how a close game becomes a comfortable one. Los Angeles needs its defensive front to win early downs in a way it has not all season, because second and long is the only situation where this Ravens passing game, playing without its starting quarterback, looks ordinary.

Justin Herbert's finger decides how much resistance the Chargers can offer. He is questionable with an injury to a finger on his throwing hand, and his 11 interceptions show what happens when he presses behind this offense. Keep an eye on whether Justin Herbert plays before placing a bet. Ladd McConkey is questionable with a back injury, and his status matters nearly as much, because a limited Herbert without his leading receiver has nowhere reliable to go with the ball.

Keep an eye on whether Ladd McConkey plays before placing a bet. If Herbert plays and protects the ball, the Chargers can make Baltimore earn this. If the turnovers come at their season rate, the Ravens will spend the night working on short fields and the Chargers' defense will be asked to do the impossible.

The case against Baltimore is not hard to find. The Ravens have lost four straight, they are missing their quarterback, and their defense allows 26.2 points per game with a thin secondary. Kyle Hamilton is questionable with a hip injury. Keep an eye on whether Kyle Hamilton plays before placing a bet.

If he sits, Baltimore's back end is missing three players, and even this Chargers offense could find room to work. A version of Herbert who plays well on Monday night could absolutely keep Los Angeles within a score into the fourth quarter, and that is what beats the pick. The answer is the weight of eight weeks. The Chargers have not protected the ball, have not scored, and have not stopped anyone, all at the same time, and fixing all three on the road on Monday night, against a team built to run the ball and wait, is asking for a season's worth of correction in one evening.

Every pick is published with its line before the game. Odds via consensus sportsbooks at time of writing and move constantly. Must be 21+. If gambling is a problem, call or text 1-800-GAMBLER.